Elevated Retirement Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$78,454,025
This total excludes 7 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
98
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
98
Average account size
$800,551
About
Elevated Retirement Financial Services is an independent registered investment adviser that provides fee-based investment management and comprehensive financial planning to individual clients, high-net-worth individuals, and business clients, including qualified retirement plans. As of December 31, 2025, the firm managed roughly $78.5 million in discretionary client assets and additionally advised on over $8 million of self-directed retirement account assets.
The firm’s investment process is grounded in Modern Portfolio Theory and emphasizes passive portfolio construction using low-cost index mutual funds and exchange-traded funds, with asset allocation set by client-specific investment policy statements and a long-term horizon. Accounts are managed on a discretionary basis and reviewed at least quarterly, and the firm typically implements trades for client accounts on an individual rather than block-trade basis.
Distinctive for an independent adviser of its size, the firm provides advisory and pension consulting services to businesses and participant-directed retirement plans, including platform analysis, investment policy development, participant education, and coordination with a third-party discretionary manager. The brochure also discloses that the adviser’s personnel hold both CFP and CPA credentials and perform limited consulting/bookkeeping work for a not-for-profit, noted as a secondary activity.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Fee options
$0 - $500,000: 0.90% $500,001 - $1,000,000: 0.80% $1,000,001 - $1,500,000: 0.70% $1,500,001+: 0.40%
Fee-only: Fee-only investment management and financial planning services.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Elevated Retirement Financial Services
Madison MS, United States
Number of offices
1
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")