Efficient Planning Solutions LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,070,634
Total clients
6
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
6
Average account size
$178,439
About
Efficient Planning Solutions LLC primarily serves individual and high-net-worth clients and also reports serving a banking or thrift institution client, an uncommon client type for independent advisory firms. The firm offers ongoing asset management with discretionary trading authority and provides financial planning and consulting on either a project or ongoing basis, typically documenting objectives in an investment policy statement and implementing portfolios with mutual funds, ETFs, and, where appropriate, individual fixed-income or equity securities.
The firm follows an evidence-based investment approach that emphasizes strategic asset allocation, low-cost passive or evidence-based funds, and selective tilts to size, value, and momentum when appropriate for a client’s goals. Fixed income is used mainly to reduce portfolio volatility, and accounts are continuously monitored with scheduled client-level reviews at least annually and supervisory oversight at least quarterly.
Operating as a single-advisor practice with roughly $1.07 million in discretionary assets and a very small client base, the firm provides direct principal oversight and a small-firm service model. Noteworthy distinctions include its engagement with a banking/thrift client (statistically rare among peers), its use of a commission-free, fully digital custodian platform, and a principal who holds a formal financial planning certificate as disclosed in the brochure supplement.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Passive / index investing
General retirement planning
General tax planning
Charitable giving & philanthropy
Fee options
Fixed fees $750 to $5,000; Ongoing planning fees $750 to $8,000 annually
$0 - $100,000: 1.40% $100,000 - $250,000: 0.90% $250,000 - $500,000: 0.75% $500,000 - $1,000,000: 0.60% $1,000,000+: 0.50%
$150 to $250 per hour
Account minimum: $50,000 Minimum fee: Minimum $750 for one-time financial planning projects; $750 annual minimum fee for ongoing planning Fee-only: Hourly fees $150 to $250 per hour; Fixed fees $750 to $5,000; Ongoing planning $750 to $8,000 annually
Main office location
Efficient Planning Solutions LLC
Oak Park MI, United States
Number of offices
1
Most active in
Efficient Planning Solutions LLC has reported serving >5 clients in these states in the last 12 months.
Michigan · New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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