Educated Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,606,472
Clients
26
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$254,095
About
Educated Financial Planning is a small, fee‑only registered investment adviser serving individual and high‑net‑worth clients; the firm manages roughly $6.6 million across 26 client accounts and offers integrated investment management alongside comprehensive, project‑based, and ongoing financial planning. Services span portfolio management (stocks, bonds, mutual funds, ETFs), retirement and estate planning, college‑savings and cash‑flow analysis, and referrals to third‑party professionals as needed.
The firm’s investment approach is grounded in Modern Portfolio Theory with an emphasis on strategic asset allocation and the use of low‑cost mutual funds and ETFs, and it implements model portfolios provided by a third‑party model manager or, when appropriate, outside managers. It provides discretionary portfolio management, accommodates client‑imposed restrictions, and offers socially responsible (ESG) options while favoring long‑term holding and periodic review.
Noteworthy for an independent adviser of its size, the firm discloses the use of endorsements and testimonials in its advertising and routinely provides educational seminars and retirement‑planning courses targeted to educators, along with a paid personal‑finance newsletter and social‑media content services (all disclosed as non‑advisory activities). The principal’s background in education and a student‑loan professional designation inform a distinct focus on educator retirement issues and student‑loan planning within the firm’s financial‑planning work.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
College savings (529s, UTMA, etc.)
Business ownership considerations
Debt management
Occupation focus
Educators, Teachers, and Academics
Fee options
Project-Based Financial Planning fixed fees range from $500 to $6,000; Educational Seminars $0 to $5,000 per seminar
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001+: 0.50%
$350 per hour for Project-Based Financial Planning
Minimum fee: $2,400-$8,000 annually for Comprehensive Financial Planning; $1,500-$3,000 annually for Financial Planning Ongoing Access; fees are negotiable and billed monthly in advance Fee-only: Comprehensive Financial Planning fees: $2,400-$8,000 annually; Project-Based Financial Planning: fixed fees $500-$6,000 or hourly at $350; Financial Planning Ongoing Access: $1,500-$3,000 annually; Educational Seminars: $0-$5,000 per seminar; all fees negotiable and disclosed in Advisory Contract
Main office location
Educated Financial Planning
Astoria NY, United States
Number of offices
1
Most active in
Educated Financial Planning has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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