ECT Advisory, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$14,700,870
Total clients
6
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
6
Average account size
$2,450,145
About
ECT Advisory provides investment advice and financial planning to individuals, estates, trusts, and charitable organizations, and also serves corporate pension and profit‑sharing plans. Services described in the brochure include discretionary asset management, written fee‑based financial plans, and retirement plan consulting for plan sponsors.
The firm builds portfolios primarily with low‑cost actively managed mutual funds, index funds, stocks and bonds, tailoring allocations to clients’ risk tolerances and time horizons and using fundamental analysis for individual securities. For retirement plans it performs vendor due diligence, analyzes plan provisions and investment options, monitors investment managers, and may assume an investment‑advice fiduciary role in some engagements.
Noteworthy features include the principal’s separate role as a licensed insurance sales agent (an activity disclosed to clients and reported to take a portion of his time) and the firm’s focus on pension consulting engagements where plan compensation arrangements can include 12b‑1 and sub‑transfer agent fees held by the plan to offset plan expenses. The brochure also notes the firm manages roughly $14.7 million for a limited number of client relationships, does not vote client proxies, and may provide educational meetings for plan participants.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial planning services flat fees from $500 to $5,000
$0 - $250,000: 1.5% annually $250,001 - $500,000: 1.25% annually $500,001 - $1,000,000: 1.0% annually $1,000,001+: 0.75% annually
Fee-only: Financial planning flat fees from $500 to $5,000 depending on complexity
Main office location
ECT Advisory, LLC
Lewes DE, United States
Number of offices
1
Most active in
ECT Advisory, LLC has reported serving >5 clients in these states in the last 12 months.
Delaware · Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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