Eclectic Associates, Inc.

Eclectic Associates, Inc. provides discretionary and non-discretionary investment management, comprehensive financial planning, and limited consulting to individuals (including high net worth clients), trusts and estates, retirement plan participants, charitable organizations, and businesses. The firm begins client relationships with an initial no-cost appointment and develops a written Investment Plan using questionnaires and in-person or telephonic meetings.

Eclectic generally constructs diversified portfolios using mutual funds and exchange-traded funds, applying Modern Portfolio Theory, target allocations, and a rebalancing process; for discretionary clients the firm implements changes as needed and reviews equity and mutual fund holdings at least monthly. The firm emphasizes long-term holding and may use cash as a strategic asset, and it treats each client account uniquely based on individual goals, risk tolerance, and tax considerations.

Eclectic operates a ten-advisor team managing approximately $1.47 billion in assets and includes multiple CFP and CFA credentialed advisors, with most client assets managed on a discretionary basis and a typical account minimum of $400,000. The firm also offers less-common investment options for suitable and accredited clients — including pooled trust deeds and private placements — and generally requires clients to custody assets at Charles Schwab, a relationship that provides institutional support services to the firm while limiting clients’ ability to direct brokerage.