E
EBH Financial, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$39,000,000
Total clients
75
23% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
75
Average account size
$520,000
About
EBH Financial, Inc. provides discretionary asset management and related financial planning services to individuals and high net worth individuals. The firm offers portfolio management tailored to each client's goals, time horizon and risk tolerance, and may provide planning work addressing wills, estates and trusts, taxes, qualified plans, retirement income, Social Security and college planning at no additional cost.
Investment programs are constructed using fundamental analysis with a focus on long-term holdings, and EBH typically exercises discretionary trading authority on client accounts. Accounts are reviewed at least quarterly (and more often when market conditions dictate), and clients may impose written restrictions on investments or strategies.
As of December 31, 2025, EBH reported approximately $39 million in discretionary assets across roughly 75 clients and operates as a single-owner adviser who also serves as the firm’s chief compliance officer and reviews affiliated persons’ trades quarterly. The firm requires the use of Charles Schwab as custodian, does not vote client proxies (clients receive proxy materials directly), and does not recommend or select other investment advisers or receive external economic benefits.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General estate planning guidance
Retirement income strategy
College savings (529s, UTMA, etc.)
Fee options
up to 2.0% annually, negotiable
Main office location
EBH Financial, Inc.
Sandwich IL, United States
Number of offices
1
Most active in
EBH Financial, Inc. has reported serving >5 clients in these states in the last 12 months.
Illinois · Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")