Ebersole Financial LLC

Ebersole Financial LLC provides customized financial planning and portfolio management to individuals (including high‑net‑worth clients), small businesses and charitable organizations and foundations. Services described in the brochure include broad‑based and modular financial planning, retirement plan advice and ongoing portfolio monitoring, including for accounts maintained outside the firm’s custodian.

The firm combines an active management approach with Modern Portfolio Theory, using fundamental, technical and cyclical analyses to construct risk‑weighted portfolios with a stated bias toward value and dividend‑paying equities. For larger or institutional clients the firm seeks exposure to private‑equity‑like returns through liquid, publicly traded alternative investments and implements strategies on either a discretionary or non‑discretionary basis.

Distinctive features compared with many independent peers include an explicit practice serving charitable organizations (a relatively uncommon client type for similar firms) and an emphasis on generating private‑equity‑style outcomes via ETFs rather than direct private placements. The firm also uses a third‑party turnkey provider for back‑office and reporting support, offers defined fixed‑fee planning packages and held‑away monitoring, and its principal holds CFA and CFP credentials while operating under a stated fiduciary standard.