Earner Wealth LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$16,421,152
Clients
4
50% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
Very LowAverage account size
$4,105,288
About
Earner Wealth LLC provides ongoing portfolio management, financial planning, and periodic educational seminars to individuals — including high‑net‑worth clients — as well as trusts and estates. Services include discretionary portfolio management with a written Investment Policy Statement for each client, selection and oversight of third‑party managers, and a firm‑sponsored wrap fee program.
The firm employs a range of analytical methods (fundamental, quantitative, technical, cyclical, and modern portfolio theory) and implements both long‑term and active trading strategies, including options, short sales, margin and allocations to alternative vehicles. Clients grant discretionary trading authority and the firm may place assets into hedge funds, private equity, venture capital, REITs and other non‑traditional investments, which increases strategy complexity and risk.
Earner Wealth is newly formed (February 2024) and operates with a very small reported client base — three clients alongside roughly $14.4 million in assets under management — a profile that suggests concentrated, bespoke relationships rather than a broad retail clientele. The firm requires use of Schwab Institutional as custodian, sponsors a wrap program (absorbing certain trading costs), discloses receipt of soft‑dollar benefits from its custodian, and reports no disciplinary history.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Options & derivatives strategies
Active portfolio management
Private / alternative investments
Concentrated stock management
Fee options
Financial planning fixed fees range from $3,000 to $20,000; $3,000 initial flat fee plus $500 per month for one year continuing services
$0 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.25% $3,000,001+: 1.00%
$500 per hour, charged in advance
Main office location
Earner Wealth LLC
Safety Harbor FL, United States
Number of offices
1
Most active in
Earner Wealth LLC has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")