Dvorchak & Associates

Dvorchak & Associates is a state-registered independent investment adviser that provides financial planning, investment counsel and portfolio management to a small client base that includes individuals, corporations, business entities, trusts and estates. The firm reports approximately $4.56 million in discretionary assets under management across a limited number of accounts and occasionally offers generic financial workshops with little or no fee to attendees.

The sole investment adviser establishes an investment profile through interviews and questionnaires and implements tailored, typically discretionary, portfolios using a mix of fundamental and technical analysis; strategies can include long- and short-term purchases, and—when approved—options and margin trading. The firm also uses outside resources and third-party managers, referring some advisory clients to portfolios managed through a working agreement with a third‑party manager and executing transactions via Axos Advisor Services while custodial relationships may include Interactive Brokers.

Noteworthy for a solo independent adviser, the firm’s principal maintains active insurance sales activities and is licensed as an insurance agent, receiving commissions on insurance products (a conflict the firm discloses and addresses in its Code of Ethics). The practice of referring client assets to third‑party managed portfolios and maintaining relationships that involve other investment‑adviser entities is also an uncommon feature among peer independent, single‑advisor firms.