Dunham

Czarina Frias is a financial advisor at Dunham with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Dunham & Associates Investment Counsel Inc., Gold Bullion International, The Prudential Insurance Company of America, and Qualcomm Inc. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, acting as investment adviser to a proprietary family of mutual funds and sponsoring two wrap fee programs. The firm’s investment approach centers on diversified asset allocation managed by an investment committee, supplemented by algorithmic rebalancing through the DunhamDC program and a retirement income framework.

Rebecca Martin is a CFP® and holds a Series 66 license with 12 years of industry experience. She has worked at Dunham & Associates Investment Counsel, Inc. since 2016 and previously held roles at Spc, Sigma Financial Corporation, and Southtrust Advisors. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, managing a proprietary family of mutual funds and offering wrap fee programs, separately managed accounts, and donor-advised fund facilitation. The firm’s investment approach features diversified asset allocation overseen by an investment committee and incorporates a proprietary algorithmic rebalancing program and retirement income framework.

Deshaun Harvey is a financial advisor at Dunham with one year of industry experience. He holds a Series 66 designation and has worked at Dunham & Associates Investment Counsel, Inc. since 2023. Prior to his advisory role, he was employed at Global Equity Finance and has a five-year background at the University of San Diego. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, managing a proprietary family of mutual funds and offering separately managed accounts, portfolio consulting, and donor-advised fund facilitation. The firm’s investment approach includes diversified asset allocation overseen by an investment committee, use of sub-advisers, and proprietary algorithmic rebalancing and retirement income programs.

Pearse Migl is a financial advisor at Dunham with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Northwestern Mutual and Le Triomphe Country Club, as well as teaching positions at the University of Louisiana at Lafayette and Welsh Elementary/High School. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, acting as investment adviser to a proprietary family of mutual funds and sponsoring wrap fee programs. The firm emphasizes diversified asset allocation managed by an investment committee, incorporates algorithmic rebalancing through its DunhamDC program, and offers a range of services including separately managed accounts and donor-advised fund facilitation.

Viktoria Palermo is a financial advisor at Dunham with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Dunham & Associates Investment Counsel, LPL Financial, and Lucia Securities and Capital Group. In addition to her advisory role, she serves as Chief Compliance Officer for the Dunham Funds and oversees BSA/AML compliance for Dunham Trust Company and Dunham Private Trust. Dunham provides advisory services primarily through pooled investment vehicles and sponsored programs, including proprietary mutual funds and wrap fee programs. The firm employs a diversified asset allocation strategy managed by an investment committee, incorporating algorithmic rebalancing and retirement income frameworks.

Bruin Jones is a financial advisor at Dunham with a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual, Top Golf, Rival Roofing, and Grove Hotel, as well as positions in education at Boise State University and Sandpoint Highschool. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, serving a broad client base with a diversified asset allocation approach overseen by an investment committee. The firm is notable for its proprietary DunhamDC algorithmic rebalancing program and its dual registration as both an investment adviser and broker-dealer.

Liam Morando is an investment advisor at Dunham with Series 63 and Series 65 credentials and three years of industry experience. He has been with Dunham & Associates Investment Counsel, Inc. since 2021. Outside of his advisory role, Mr. Morando serves as a board member of the Exit Planning Institute’s San Diego chapter, which focuses on business exit planning. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including proprietary mutual funds and wrap fee programs. The firm’s investment approach centers on diversified asset allocation managed by an investment committee and sub-advisers, supported by a proprietary algorithmic rebalancing program and a retirement income framework.

Kyle Mc Carthy is a financial advisor at Dunham with a Series 66 designation and five years of industry experience. He has been with Dunham & Associates Investment Counsel, Inc. since 2020. His prior work includes positions at Gosite, San Diego State University, Applied Medical, and Tesoro High School. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including a proprietary family of mutual funds and wrap fee programs. The firm’s investment approach centers on diversified asset allocation managed by an investment committee and sub-advisers, supported by algorithmic rebalancing and a retirement income framework.

Cade Isakson is a financial advisor at Dunham with a Series 66 designation and two years of industry experience. He has been with Dunham & Associates Investment Counsel, Inc since 2023. Prior to his advisory role, his background includes diverse positions in retail, sports, and automotive sectors. Dunham provides advisory services primarily through pooled vehicles, mutual funds, and wrap fee programs, with an investment approach centered on diversified asset allocation guided by an investment committee and algorithmic rebalancing. The firm is notable for its dual registration as an investment adviser and broker-dealer and its affiliation with Dunham Trust Company, offering a range of services including trust, custody, and FDIC-insured cash sweep accounts.

Alejandro Darjania is a financial advisor at Dunham with a Series 66 designation and two years of industry experience. His prior roles include positions at First Republic Bank and Wells Fargo Bank. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including a proprietary family of mutual funds and wrap fee programs. The firm’s investment approach centers on diversified asset allocation managed by an investment committee, utilizing sub-advisers and proprietary algorithmic rebalancing tools.

Robert Pancrazi is a financial advisor at Dunham with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at AST Investor Services, LLC and Fourwood Capital Partners, LLC since 2013. Dunham serves clients primarily through pooled investment vehicles and sponsored programs, including a proprietary family of mutual funds and wrap fee programs. The firm employs a diversified asset allocation strategy guided by an investment committee and uses algorithmic rebalancing and retirement income frameworks as part of its investment approach.

Lucas Keefer is a financial advisor at Dunham with a Series 66 designation and one year of industry experience. His prior work includes roles at LPL Enterprise LLC and Le Parfait Paris, among others. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including proprietary mutual funds and wrap fee programs. The firm’s investment approach features diversified asset allocation guided by an investment committee and algorithmic rebalancing, alongside a range of services such as separately managed accounts and donor-advised fund facilitation.

Jason Greer is a CFA® charterholder with 14 years of industry experience. He has been with Dunham & Associates Investment Counsel, Inc. since 2013. Located in San Diego, CA, he holds Series 63 and Series 65 licenses. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including a proprietary family of mutual funds and wrap fee programs. The firm employs a diversified asset allocation approach managed by an investment committee and utilizes algorithmic rebalancing and retirement income frameworks.

Amy Gallego is a financial advisor at Dunham with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Dunham & Associates Investment Counsel, Inc. since 2015. Outside of her advisory role, she is a co-founder of Out of Doors Picnics, a picnic planning service based in San Diego. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, managing a proprietary family of mutual funds and wrap fee programs. The firm’s investment approach includes diversified asset allocation guided by an investment committee, the use of sub-advisers, and proprietary algorithmic tools such as the DunhamDC rebalancing program.

Daniel Sands is a CFP® with 25 years of industry experience, currently serving at Dunham & Associates Investment Counsel, Inc. since 2019. His prior roles include positions at Arenite Advisory, Geneos Wealth Management, and Silversage Advisors. Sands also holds roles with Dunham Trust Company, where he serves on the investment committee and manages discretionary client accounts. Dunham provides advisory services primarily through pooled vehicles and sponsored programs, including a proprietary family of mutual funds and wrap fee programs. The firm employs a diversified asset allocation approach guided by an investment committee and utilizes proprietary algorithmic rebalancing and retirement income frameworks.