DS Wealth Advisors, Inc.

The firm provides ongoing portfolio management and financial planning to individuals (including high‑net‑worth clients), small businesses, and corporate entities, with a focus on equities and fixed‑income investments. It typically constructs Investment Policy Statements for each client and generally implements portfolios using mutual funds and exchange‑traded funds, supplemented by other securities when appropriate.

Investment decisions are guided by a long‑term trading approach and a mix of analytical methods — charting, fundamental, technical, cyclical, quantitative analysis, and modern portfolio theory — with asset allocation, risk tolerance, and periodic monitoring driving portfolio construction. Accounts are reviewed at least quarterly and the firm requires clients to custodian assets at a designated custodian, with advisory fees deducted directly from client accounts.

The firm is notable among peers for its principal’s ongoing accounting and licensed insurance activities, and the brochure discloses that commissionable insurance products may be offered outside the advisory relationship, creating potential conflicts that the firm says it discloses to clients. The firm also reports other non‑advisory business interests (rental real estate and a minor wholesale/retail CBD business) and notes that it may receive research or services from custodians (soft‑dollar benefits), items it indicates are managed and disclosed.