DrG Financial, LLC

DrG Financial provides financial planning and consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, and business entities, and refers clients to third‑party money managers for discretionary asset management. The firm offers full and modular written plans as well as one‑time or as‑needed consultations, and it does not directly manage client assets or report any assets under management.

The firm describes a value‑oriented, long‑term investment approach with a strategic asset‑allocation framework, but it typically implements that approach by recommending and selecting outside managers rather than trading securities itself. DrG Financial acts as a liaison to recommended managers, helps determine client risk tolerance and investment objectives, and acknowledges its fiduciary role and conflicts when advising on retirement plan rollovers.

Notable features include the firm’s emphasis on selecting other advisers for implementation—an arrangement that is statistically uncommon for investment managers—and its stated absence of percentage‑of‑assets‑under‑management fees for its services. The firm is newly registered, small in scale, discloses receiving referral/promoter fees from third‑party managers and describes procedures to manage related conflicts, and its principal maintains an active professional practice outside of the advisory business.