Dream Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,200,000
Clients
20
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
20
LowAverage account size
$260,000
About
Dream Financial Planning provides investment management and financial planning services to individual clients, supporting needs such as retirement planning, college savings, cash-flow and estate planning. The firm manages roughly $5.2 million in client assets across about 20 client relationships and offers services that range from project-based and hourly planning to an ongoing comprehensive planning subscription and a Dream Builder program that includes a financial‑monitoring app and group coaching calls.
The adviser primarily practices passive investment management using index mutual funds and ETFs, alongside fundamental analysis for security selection, and may recommend third‑party managers or TAMPs when appropriate, with those managers reviewed at least annually. Portfolios are constructed and managed consistent with each client’s investment policy statement and the firm operates under a stated fiduciary code of ethics.
Compared with many peers, DFP is a wrap‑fee program sponsor, offering a packaged investment management program that also incorporates planning and custodial commissions—an arrangement uncommon among independent advisers. The firm also places emphasis on client education through seminars and speaking engagements and provides in‑house tax preparation and filing as part of its comprehensive planning service, combining advisory, education, and implementation support in one offering.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Income planning
Fee options
Fixed Fee Project-Based Financial Planning: $4,800-$6,500; Estate Planning: $900-$1,600 individual, $1,400-$2,100 couple
$0 - $100,000: 2.00% $100,001 - $300,000: 1.50% $300,001 - $600,000: 1.00% $600,001 - $1,000,000: 0.80% $1,000,001 - $5,000,000: 0.60% $5,000,001+: Negotiable
$400 per hour for Financial Planning
Comprehensive Financial Planning ongoing monthly fees $400-$1,000 (individuals), $600-$1,000 (couples); Dream Builder Program $99/month individuals, $149/month couples
Fee-only: Comprehensive Financial Planning: $999 upfront for individuals, $1,499 upfront for couples; ongoing monthly fees $400-$1,000 for individuals, $600-$1,000 for couples; Financial Planning Hourly Fee: $400/hour; Fixed Fee Project-Based Financial Planning: $4,800-$6,500; Dream Builder Program: $99/month for individuals, $149/month for couples; Estate Planning: $900-$1,600 for individuals, $1,400-$2,100 for couples; Educational Seminars and Speaking Engagements: Free to $1,000 per seminar or up to $50 per participant.
Main office location
Dream Financial Planning
205 Van Buren St, Suite 120
Herndon VA 20170, United States
Number of offices
1
Most active in
Dream Financial Planning has reported serving >5 clients in these states in the last 12 months.
District of Columbia · Florida · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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