DPH Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,134,840
Total clients
19
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
19
Average account size
$112,360
About
DPH Financial serves individuals, professionals, small business owners and occasional charitable organizations, focusing on clients with beginning incomes around $65,000 (single) or $130,000 (couple) and those aged roughly 35–72. The firm offers comprehensive and area‑specific financial planning, project work, investment advisory services, and financial education support, delivering written plans and coordinating implementation with outside custodians and other professionals.
The adviser’s investment approach is primarily passive, emphasizing low cost, asset allocation and goal‑oriented planning using mutual funds, index funds, ETFs and individual bonds, while drawing on fundamental, technical and cyclical analysis as inputs. The firm now operates on a discretionary basis with a stated fiduciary duty, provides periodic and event‑driven portfolio reviews, and requires clients to use independent third‑party custodians to implement recommendations.
Noteworthy distinctions include an explicit offering of financial education services and workshops—an uncommon service among independent advisers—and a recent material change to discretionary authority with fiduciary duties. The firm’s principal brings long experience and professional certifications (CFP® and ChFC®) to a practice model that emphasizes written deliverables completed within defined timeframes and on‑demand reviews tied to life events.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Income planning
Social Security optimization
Cash flow / budgeting
Debt management
Occupation focus
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Established Professionals
Fee options
Retirement Planning $1,995 per person plus $395 setup; Cash Management $495; Project work fees may apply.
Under $25,000+: $25 - $55 per quarter $25,001 - $250,000: 0.70% annually $250,001 - $500,000: 0.55% annually $500,001 - $1,500,000: 0.40% annually $1,500,001 - $3,000,000: 0.25% annually Above $3,000,000+: Negotiable
$175 per hour for hourly planning consulting
Account minimum: No account minimum for investment strategy planning Fee-only: Financial planning fees include $1,995 per person for retirement planning plus $395 set-up fee; $495 for cash management; hourly planning $175/hour. Planning/project work fees negotiable.
Main office location
DPH Financial
Pearland TX, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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