Dougherty Financial Planning, LLC

Dougherty Financial Planning, LLC is a state‑registered, single‑advisor independent advisory firm that offers discretionary portfolio management, comprehensive and specific financial planning, and financial consulting. The firm serves individual clients and also lists pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and other business entities among its clients, and explicitly provides services such as start‑up and business equity valuation.

The firm’s investment approach combines fundamental security valuation (including price‑to‑levered‑cash‑flow and discounted cash‑flow/dividend models) with technical and cyclical analysis and portfolio‑level econometric (least‑squares regression) modeling to guide asset allocation across cash, hedges, fixed income, and equities. Strategies described in the brochure include long‑term purchases, occasional short‑term trading, and hedging using inverse ETFs and options; advisory relationships are generally discretionary and the firm notes tax efficiency is not its primary management objective.

Noteworthy operational features disclosed in the brochure include serving corporate/business clients and offering consulting beyond typical retail advisory services, acceptance of proxy‑voting authority, and participation in Schwab Advisor Services with receipt of additional non‑custodial services that could present conflicts of interest. The brochure also discloses the principal’s outside business activities (a minority interest in an automotive repair business and involvement in property management) and an atypical disclosure of a past personal credit‑card default with no legal action, details that may be relevant when evaluating the firm’s overall profile.