D
Dollar & Sense
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
45
0% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
45
HighAverage account size
$0
About
Dollars & Sense Tax & Financial Planning Services focuses primarily on tax planning and preparation for individuals, small businesses, partnerships, corporations, estates, and trusts, and offers fee-only financial planning and investment advice in support of those tax services. Investment advice is limited to recommending no‑load mutual funds and exchange‑traded funds rather than providing ongoing asset management.
The adviser emphasizes long-term buy‑and‑hold strategies and asset allocation, drawing on third‑party research sources (for example, Morningstar) and recommending custodians such as Vanguard, Fidelity, T. Rowe Price, Parnassus, and Charles Schwab. Recommendations are framed around clients’ time horizons and investment tax structures, and clients are encouraged to play an active, self-directed role in managing their accounts.
What distinguishes the firm is its tax-first model: the principal is an Enrolled Agent, CFP® certificant, and Accredited Tax Advisor with decades of tax practice, so investment work is delivered as an adjunct to tax and planning engagements rather than as primary AUM management. The firm also operates on a fee-only basis without charging percentage‑of‑assets (AUM) fees and does not take custody or discretionary authority over client assets, leaving execution and custodial arrangements to third‑party brokers.
Client services
Financial planning
Portfolio management
Expertise
General tax planning
General retirement planning
Income planning
Fee options
Overall per-project fixed fee, quoted at time of commitment
$135 per hour
Fee-only: $135 per hour or per-project fixed fee to be quoted at time of commitment
Main office location
Dollar & Sense
222 South Street, Suite 103
Pittsfield MA 01201, United States
Number of offices
1
Most active in
Dollar & Sense has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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