DMLO Wealth Planning, LLC

Stephen Gibson is a financial advisor with Guidance Capital, Inc. in Louisville, KY, holding a Series 66 credential and 12 years of industry experience. His prior roles include positions at Money Concepts Capital Corp. and Jjb Hilliard Wl Lyons LLC. Outside of his advisory work, he serves on the board of the Greater Louisville & LaGrange Baptist Health Foundation and is a silent partner in a local bar and restaurant. Guidance Capital provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis, with ongoing client contact and portfolio adjustments as needed.

Christopher Ward is a Series 65 licensed financial advisor with DMLO Wealth Planning, LLC, based in Louisville, KY. He has three years of industry experience and has worked at DMLO Wealth Management since 2021. Additionally, Ward serves as President and CEO of the CPA firm Deming, Malone, Livesay & Ostroff, P.S.C., where he provides management, tax planning, and business advisory services. DMLO Wealth Planning offers discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, businesses, and employee retirement plans. The firm constructs diversified portfolios primarily with mutual funds, ETFs, equities, and bonds, employing both internal due diligence and sub-advisors.

Nicholas Whitmer is a CFP® professional with 12 years of industry experience. He is currently with DMLO Wealth Planning, LLC and has previously worked at firms including Guidance Capital, Inc. and ARGI Financial Group. He is also a licensed insurance professional. DMLO Wealth Planning provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, businesses, and employee retirement plans. The firm manages assets through diversified portfolios primarily composed of mutual funds, ETFs, individual equities, and bonds, serving both individual clients and institutional plan sponsors.

Beau Handy is a CFP® with 14 years of industry experience, currently serving at Dynamic Market Advantage, LLC. He has held roles at Money Concepts Advisory Service and related entities for a decade before joining Dynamic Market Advantage and affiliated firms in 2022. Outside of his advisory work, he is involved in nonprofit organizations, including serving as executive director and chairman of The Handy Family Foundation and as a board member of Access Justice. Dynamic Market Advantage, LLC provides discretionary investment management primarily to other registered investment advisers and institutional clients, employing diversified mutual funds, ETFs, and individual securities in customized, goal- and risk-based portfolios. The firm emphasizes a sub-advisory model that supports affiliated advisory firms through integrated services.

Wyatt Callison is a CFP® professional with seven years of experience in financial advisory roles. He is currently with Guidance Capital, Inc., and has previously worked at DMLO Wealth Planning, Private Client Services, and Money Concepts Advisory Service. His background includes both wealth management and financial planning within multiple advisory firms based in Louisville, KY. Guidance Capital, Inc. provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm manages approximately $384 million in discretionary assets using a primarily long-term investment approach that incorporates fundamental and technical analysis, with ongoing client contact and periodic portfolio adjustments.