DLC Wealth Management

DLC Wealth Management provides ongoing portfolio management and investment advisory services to individual clients and charitable organizations, preparing an Investment Policy Statement for each client and billing on a percentage‑of‑AUM basis. The firm reports approximately $2.69 million in discretionary assets under management, serves 18 clients, and states it has no account minimum.

The firm’s investment approach combines multiple analytical methods — including charting, cyclical, fundamental, modern portfolio theory, quantitative and technical analysis — and generally employs long‑term trading with discretionary authority to implement portfolios. DLCWM uses a range of securities (mutual funds, equities, fixed income, ETFs including precious‑metal ETFs, real estate funds and non‑U.S. securities) and documents material risks such as those associated with cryptocurrencies and foreign investments.

DLCWM is distinctive among peers in explicitly not serving high‑net‑worth individuals and in operating as a very small practice with a single advisor and a limited client roster, which may shape its service model. The firm requires clients to use Schwab Institutional for custody and execution, invoices advisory fees (rather than directly debiting accounts), and discloses receipt of research or other soft‑dollar benefits from custodians.