Disciplined Money, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$53,317,986
Clients
50
64% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
50
HighAverage account size
$1,066,360
About
Disciplined Money, LLC provides financial planning, investment consultation, and portfolio management primarily to individual investors and their families, and will on a limited basis work with retirement plans when connected to a client. The firm operates as a solo registered investment adviser and offers both one-time hourly consultations and ongoing advisory engagements.
The firm describes its investment approach as grounded in Modern Portfolio Theory and the efficient market hypothesis, emphasizing diversified portfolios using mutual funds and ETFs and advising that investment management be considered only after a financial plan is reviewed. It typically implements advice directly for clients rather than outsourcing to third‑party managers and may provide discretionary management where agreed.
What is distinctive for this independent, fee-only practice is that it does not base advisory compensation on a percentage of assets under management—an arrangement that is more common among peers—and it does not accept commissions or ongoing trailer (12b‑1) fees. Managing roughly $53 million for a relatively small client roster, the firm emphasizes planning-driven engagements, direct custody arrangements, and limited conflicts through its stated policies on custody and personal trading.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
Fee options
Hourly rate is $250 per hour.
Fee-only: Financial Planning fees range from $1,000 to $2,500; hourly advisory rate is $250 per hour.
Main office location
Disciplined Money, LLC
7220 N 16 Th St, Building D
Phoenix AZ 85020, United States
Number of offices
2
Most active in
Disciplined Money, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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