Diligent Investors, LLC

Diligent Investors advises individuals, high net worth clients, trusts, retirement plans and business entities through financial planning, consulting, and comprehensive portfolio management. As of December 31, 2025 the firm reports $663,058,489 in discretionary assets under management for 761 clients overseen by three advisors.

The firm employs proprietary asset allocation models and fundamental security analysis to build individualized portfolios, offering both long- and short-term purchases and maintaining cash in money market funds, high-grade commercial paper or short-term bond funds. Comprehensive portfolio management is primarily delivered through the firm’s wrap fee program, and the firm discloses the use of derivatives and borrowing (margin) in some separately managed accounts as part of its investment implementation toolkit.

What distinguishes Diligent Investors among its peers is the scale of coverage per advisor—roughly 250+ clients and about $220M in AUM per advisor—combined with sponsorship of a wrap fee program and permissioned use of derivatives and leverage in SMAs, features that are less common among similar team firms. The brochure also notes that representatives are registered with a broker-dealer and hold insurance licenses while the firm maintains a custodial relationship and receives certain support services from its primary custodian.