Diem Wealth Management

Diem Wealth Management is a small, independent registered investment adviser that serves a limited group of clients including individuals, high‑net‑worth clients, and corporations. The firm provides financial planning and consulting, educational seminars and workshops, and acts as a solicitor/co‑advisor by referring clients to third‑party money managers and participating on the Matson Money platform.

The firm’s investment work is implemented primarily through third‑party managers and the Matson Money co‑advisory relationship, which employ an asset‑allocation approach grounded in Modern Portfolio Theory and an efficient‑market philosophy with periodic rebalancing; the adviser performs financial planning analyses using fundamental, technical and cyclical methods. Diem Wealth Management does not itself accept discretionary trading authority and reviews client accounts and manager reports on a periodic basis while custodians for the third‑party managers deliver account statements directly to clients.

Noteworthy distinctions include the principal’s ongoing insurance practice (about 20% of time) and receipt of insurance commissions and solicitor fees for manager referrals, each disclosed as potential conflicts of interest and subject to the firm’s fiduciary duty and disclosure practices. The firm also offers no‑charge educational seminars and, unlike many peers, generally does not directly manage client portfolios or rely on direct percentage‑of‑AUM fees, instead operating through referral and co‑advisor arrangements.