Diamond Head Financial Advisors LLC

The firm provides discretionary investment supervisory services and individualized portfolio management to individuals, high-net-worth clients, trusts and retirement plans, managing roughly $52 million across about 66 client relationships. It generally requires a $250,000 minimum (subject to waiver) and manages accounts on an ongoing, account-by-account basis.

The firm’s investment process is bespoke rather than model-driven, with each account evaluated for its own objectives, tax circumstances and existing holdings; analysis techniques include fundamental, technical, cyclical and qualitative methods and strategies range from long-term holdings to short-term trading and margin use where appropriate. Block trading is available but not the default given the individualized approach, and the firm’s personal trading policy requires the principal’s personal trades to be executed after client trades are completed to reduce the potential for conflicts.

Notable distinctions include membership in a third‑party platform (DPL) that provides access to commission‑free fixed-income annuity and insurance products; the firm advises on and manages assets held in those products without acting as an insurance agent or receiving carrier commissions, while advisory fees on annuity assets remain in effect. The firm also participates in a sub‑advisory revenue arrangement with an outside manager that shares a portion of advisory fees, and the principal devotes a portion of time to non‑investment consulting for startups and small businesses — features that affect its revenue sources and time allocation relative to many peers.