DFS Capital Management

The firm provides discretionary portfolio management and financial planning to individual clients and to businesses, and it offers advice and monitoring for held-away assets such as employer-sponsored retirement plans and 529 accounts. It reports $750,000 in discretionary assets under management across six client relationships and includes financial planning at no additional charge for clients who engage its portfolio management services.

Investment recommendations are documented in an Investment Policy Statement and the firm uses a mix of charting, cyclical, fundamental and technical analysis, with a primary emphasis on equities alongside mutual funds, ETFs, fixed income and options strategies (including covered and uncovered positions). The firm generally seeks discretionary trading authority, conducts regular account monitoring, and may provide standalone financial planning engagements where the client does not take advisory custody.

Distinctive features include an explicit focus on business clients and advisory services related to employer retirement plans—an uncommon client type among similar independent advisers—and the principal’s outside consulting work for small businesses, which may overlap with those corporate engagements. The firm also notes access to Schwab institutional educational events and resources and requires use of a specific custodian, and its use of options and held-away asset billing arrangements further differentiate its service offerings from many peers.