Destiny Money Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
2
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$0
About
Destiny Money Management provides financial planning and non‑discretionary investment advice to individuals as well as small businesses and non‑profit organizations. The firm also offers financial literacy educational events, including webinars, seminars and workshops, and begins client relationships with a free initial consultation and written financial plans.
The adviser prepares written securities recommendations and annual plan reviews but does not accept custody or exercise discretionary portfolio management for client accounts; clients are expected to implement recommendations through their chosen custodians. Destiny relies on a contractual relationship with a third‑party money manager and research platform for portfolio support — including access to the KonnexME Advisor Track and the Wright Investment Strategy — and discloses that it receives compensation from that arrangement.
What is distinctive about the firm compared with many independent advisers is its combination of public financial education offerings and an advisory model that avoids percentage‑of‑AUM billing and in‑house discretionary portfolio management. For clients seeking active, managed accounts, Destiny directs them to its third‑party partner under a referral arrangement, while retaining a focus on written plans, consultative reviews, and documented third‑party disclosures.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
College savings (529s, UTMA, etc.)
General estate planning guidance
General retirement planning
Cash flow / budgeting
Fee options
Financial Planning Services: $500 initial plan fee; Investment Plan with Recommendations: $350
Monthly Investment Review: $35/month
Fee-only: Financial Planning Services: $500 (includes 1 year annual review), $150 for subsequent reviews; Investment Plan with Recommendations: $350; Monthly Investment Review: $35/month; Educational Webinars: Free; Conferences and Workshops: $75 - $750 per attendee, varies by event
Main office location
Destiny Money Management
10514 Buckley Hall Road
Mathews VA 23109, United States
Number of offices
1
Most active in
Destiny Money Management has reported serving >5 clients in these states in the last 12 months.
Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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