Desert Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$7,891,569
Total clients
29
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
29
Average account size
$272,123
About
Desert Financial Planning serves individual investors as well as pension and profit‑sharing plans, trusts, estates and charitable organizations, delivering fee‑based investment advisory services, financial planning, and discretionary portfolio management. The firm also provides qualified retirement plan consulting and participant fiduciary advice for plan sponsors and participants, and manages approximately $7.9 million in discretionary assets.
The firm follows a tactical allocation strategy intended to reduce risk and seek improved performance, generally implementing allocations using mutual funds and ETFs and occasionally employing cash positions as a hedge. Its investment process incorporates technical and cyclical analysis and may include both long‑term and short‑term trades tailored to clients’ objectives and risk tolerances.
Noteworthy features disclosed in the brochure include offering ERISA fiduciary services (including roles described under Section 3(38) and 3(21)), participant education and plan‑level consulting, and operating an all‑inclusive wrap‑fee program where advisory and execution costs are combined. The brochure also discloses that the firm’s principal is licensed to sell insurance products and may receive commissions for those sales, a potential conflict of interest the firm identifies and discloses.
Client services
Expertise
Occupation focus
Fee options
$40,000 - $150,000: 1.50% annually $150,001 - $500,000: 1.25% annually $500,001 - $1,000,000: 1.00% annually $1,000,001 - $2,500,000: 0.85% annually $2,500,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually
Account minimum: $40,000 Minimum fee: $50 per month for portfolios under $40,000 Fee-only: Inclusive annual fee for asset management and financial planning services based on asset tiers or $50/month flat fee for portfolios under $40,000
Main office location
Desert Financial Planning
74399 Highway 111, Suite D
Palm Desert CA 92260, United States
Number of offices
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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