Derastone
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$37,484,642
Clients
19
47% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
19
LowAverage account size
$1,972,876
About
Derastone (doing business as Wealth Habits and Strategic Investors) provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, pensions, trusts, corporations, and institutional investors. Services are delivered primarily through separately managed accounts with trading discretion, alongside fixed‑scope or subscription financial planning and consulting engagements.
The firm’s investment approach emphasizes fundamental company analysis together with macroeconomic considerations and implements a core‑satellite portfolio construction that is equity‑focused but may include ETFs, fixed income, options, currencies, and other instruments. Portfolios may employ active tactics — including concentrated positions, short sales, margin, and options strategies — and suitability, goals, and risk tolerances are documented and reviewed for each account.
Compared with many independent advisers, Derastone manages a relatively large amount of assets for a small client base and explicitly serves corporate and institutional clients in addition to individuals, including a significant non‑U.S. client presence. The firm is also affiliated with accounting and tax practices and is led by a principal with CPA and advanced tax and consulting credentials, which the brochure indicates is used to coordinate tax and planning work alongside investment management.
Client services
Financial planning
Portfolio management
Expertise
Active portfolio management
Options & derivatives strategies
Concentrated stock management
Private / alternative investments
Fee options
Fixed fee starting at $750 for limited scope projects; up to $1,200 maximum for projects lasting less than 6 months
$0 - $25,000: 1.00% $25,000 - $10,000,000: 0.75% $10,000,000+: 0.50%
Up to $1,200 per hour, negotiable depending on scope and complexity
Subscription plans with upfront set-up fee and ongoing annual fee paid monthly, quarterly, semi-annually, or annually; fees negotiated on case-by-case basis based on complexity
Minimum fee: Minimum annual fee of $500 Fee-only: Fee-only compensation; no commissions or sales-related compensation received
Main office location
Derastone
White Plains NY, United States
Number of offices
1
Most active in
Derastone has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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