Deeter Advisory Group, LLC

Deeter Advisory Group provides comprehensive financial planning, portfolio management, and estate and wealth planning primarily for individuals, trusts, and estates, and also works with retirement plans and charitable organizations. Services include written financial plans, implementation of investment strategies, and retirement plan consulting for pension and profit‑sharing plans.

The firm develops a Financial Profile and an Investment Plan with each client and typically implements those plans on a discretionary basis, investing in mutual funds, ETFs, individual stocks and bonds and, where appropriate, using separate account managers and model portfolios. Deeter Advisory Group generally follows a long‑term investment orientation but will execute shorter‑term trades as called for by a client’s plan, and provides ERISA‑related services ranging from non‑discretionary investment advice to discretionary 3(38) management when engaged.

Compared with similar independent advisers, the firm’s brochure discloses a combination of uncommon features: the adviser maintains insurance licenses and may place life and disability products (with disclosure of commissions), actively assists clients with charitable giving and sophisticated estate techniques (including GRATs, family limited partnerships, QPRTs and private foundations), and offers pension consulting plus participant education and enrollment services for retirement plans. Operationally, the firm documents the use of third‑party sub‑advisers and aggregation policies, and relies on custodian arrangements and reporting procedures to support fee deduction and custody safeguards.