Deerwood Capital, LLC

Deerwood Capital provides portfolio management to individuals, trusts and estates, businesses, and pension and profit‑sharing plans, and also offers retirement‑plan level services including investment consulting and plan‑level implementation. The firm manages accounts directly or through a sub‑advisory relationship with Betterment Securities, using model managers and third‑party money managers available through that platform.

Deerwood customizes strategies to client objectives and employs a mix of fundamental, technical, and cyclical analysis while generally implementing low‑cost, passive allocations—primarily equity and fixed‑income ETFs—with techniques such as dollar‑cost averaging, tax‑loss harvesting, and low turnover. As of 12/31/2025 the firm reported about $5.77 million in regulatory assets under management, with roughly $2.94 million managed discretionary and $2.83 million managed non‑discretionary, indicating a substantial non‑discretionary component to its business.

Compared with many single‑advisor independent firms, Deerwood’s emphasis on retirement plan work and pension consulting is notable, as is its ability to provide both discretionary and non‑discretionary plan services and implementation. The firm’s lead advisor brings prior experience trading currencies, CFDs and commodities and consulting for multiple RIAs, and maintains an insurance license that may result in recommendations of insurance products, a potential conflict disclosed in the firm’s brochure.