Dean Bennett Advisory Services Inc.

Dean Bennett Advisory Services Inc. provides discretionary asset management and retirement-plan advisory services to individuals, high‑net‑worth clients, trusts, estates and business entities. The firm also offers financial planning reviews that can address wills, estate plans, taxes, insurance, qualified plans, retirement income and college planning at no additional cost and may serve as a limited‑scope ERISA 3(21) advisor for qualified retirement plans.

Portfolios are constructed to reflect each client’s stated objectives, time horizon and risk tolerance using a mix of fundamental, technical, charting and cyclical analysis, and may employ long‑ and short‑term positions, trading and option strategies when appropriate. Accounts are managed on a discretionary basis with quarterly reviews, and the firm may hire third‑party sub‑advisors to implement agreed models while retaining overall client responsibility and authority to terminate those sub‑advisors.

Noteworthy aspects of the firm include an affiliation with an insurance agency operated by firm principals—one principal devotes more than 90% of their time to that insurance activity while another spends roughly 10%—a relationship disclosed in the brochure as a potential conflict of interest and addressed by disclosure and fiduciary procedures. The firm is small in scale (one advisory professional, 16 clients, about $8.4 million in discretionary AUM), uses Charles Schwab as custodian, and may use sub‑advisor arrangements with fees inclusive of the firm’s stated advisory fee.