DDO Advisory Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$26,833,352
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
45
20% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
45
Average account size
$596,297
About
DDO Advisory Services is an independent registered investment adviser serving individuals, families, small business owners, and retirees with comprehensive financial planning and fee-based investment advisory services. The firm provides hourly and project-based financial planning alongside ongoing portfolio management for taxable accounts, trusts, and a range of retirement accounts using pooled mutual funds and ETFs.
The firm’s investment approach emphasizes strategic, long-term asset allocation implemented on a primarily non-discretionary basis, with quarterly review meetings and client approval required before trades; third-party managers may be used for tactical or alternative exposures while the firm retains supervisory oversight. Financial planning engagements follow CFP Board Practice Standards, and client accounts are custodied at an independent custodian with regular quarterly reporting.
Noteworthy for an independent RIA of its size, the firm’s sole advisor is also a licensed insurance broker who may offer life, disability, and long‑term care products — a dual role the firm discloses and manages as a potential conflict of interest. The firm reports virtually all assets as non‑discretionary (approximately $26.8 million as of 12/31/2025), which, together with its insurance brokerage activity and use of third‑party managers for non‑strategic exposures, is uncommon among peers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Cash flow / budgeting
Life insurance needs analysis
Disability insurance
Long-term care insurance
General retirement planning
Occupation focus
Founder/Business Owner
Retired
Demographic focus
Mid-Career Professionals
Approaching retirement
Fee options
Flat fee financial planning engagements such as $1,500 for a financial plan.
$1 - $250,000: 2.50% (Total Maximum Annual Fee) $250,001 - $1,000,000: 2.30% (Total Maximum Annual Fee) $1,000,001 - $2,000,000: 2.20% (Total Maximum Annual Fee) $2,000,001 - $4,000,000: 1.95% (Total Maximum Annual Fee) Above $4,000,000+: 1.75% (Total Maximum Annual Fee)
$300 per hour for financial planning services; negotiable.
Fee-only: Investment management and advisory fees based on asset tiers as shown above; negotiable.
Main office location
DDO Advisory Services, LLC
6369 Mill Street, Suite 209
Rhinebeck NY 12572, United States
Number of offices
1
Most active in
DDO Advisory Services, LLC has reported serving >5 clients in these states in the last 12 months.
New York · Rhode Island
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
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Website
646-234-4881
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