D
DC & Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$19,144,000
Clients
60
3% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
60
HighAverage account size
$319,067
About
DC & Associates is a small independent advisory firm that serves individuals, high‑net‑worth individuals, and businesses with ongoing portfolio management and financial planning. It advises primarily using mutual funds, ETFs, equities, fixed income and fee‑based annuities, and facilitates access to third‑party sub‑advisers through a turnkey platform.
The firm documents client objectives in an Investment Policy Statement and generally pursues a long‑term trading approach while applying methods such as fundamental, technical, charting analysis, and modern portfolio theory. It provides discretionary management for ongoing accounts and can implement custom “Advisor as Strategist” arrangements for less diversified or tax‑sensitive mandates, typically using the platform and custodians it recommends.
Notably, the firm’s principal is also a licensed insurance agent and the firm accepts compensation for the sale of insurance products, including annuities; the brochure discloses this potential conflict and the firm documents related recommendations. The firm also does not aggregate trades across client accounts and directs clients to specific custodians/platforms for managed accounts, practices that can affect execution and should be discussed when comparing advisory options.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Wealth management
Tax-loss harvesting
College savings (529s, UTMA, etc.)
General retirement planning
Occupation focus
Founder/Business Owner
Fee options
Fixed financial planning fees range from $0 to $42,000
$1+: up to 2.00% (Portfolio Management Fees) $1+: up to 1.95% (Advisory Fee component - AssetMark) $1+: up to 2.00% (Platform Fee component - AssetMark)
Insurance commissions accepted by certain supervised persons (not primary source of compensation)
Main office location
DC & Associates
500 Cascade West Parkway Se, Suite 210
Grand Rapids MI 49546, United States
Number of offices
1
Most active in
DC & Associates has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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