D
David W.. McKinlay, CHFC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$32,235,131
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
59
24% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
59
HighAverage account size
$546,358
About
The firm provides discretionary investment management and investment advice to individuals, trusts and estates, businesses, owners and executives, and participants in certain employee benefit plans, and as of 12/31/2025 managed approximately $32.65 million in client assets. It focuses on defining client goals, matching portfolios to those goals, and ongoing oversight, and no longer offers comprehensive financial, retirement, or insurance planning directly—engaging outside planning specialists when clients require those services.
The investment approach emphasizes active management across a broad set of asset classes—including stocks, bonds, real estate, commodities, ETFs, mutual funds, and limited partnerships—with longer holding periods and a defensive, opportunistic posture reflecting concerns about potential market and bond-market stress. Mr. McKinlay performs most of the analytical and research work personally, periodically consults Charles Schwab specialists and due diligence staff, manages accounts on a discretionary basis, and provides quarterly reporting and reviews.
Unlike many peers, the firm reports serving charitable organizations in addition to its individual, trust, and business clients, a client type that is uncommon among independent advisers. Other noteworthy aspects include the advisor’s long tenure in practice since 1981, his 2022 voluntary termination of an insurance license to concentrate on investment management, and a stated practice of considering his personal faith in his research and decision-making.
Client services
Portfolio management
Selection of other advisers
Expertise
Active portfolio management
Real estate investing
Fee options
$1 - $100,000: 1.50% annually $100,001 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001+: 0.70% annually All account cash/equivalents only+: 0.25% annually
Account minimum: $100,000
Main office location
David W.. McKinlay, CHFC
Denver CO, United States
Number of offices
1
Most active in
David W.. McKinlay, CHFC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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