David Lurch LLC

The firm advises individuals (including high‑net‑worth individuals) and business entities, delivering discretionary and non‑discretionary portfolio management alongside financial planning services. It documents client goals and risk tolerances in individualized Investment Policy Statements and provides ongoing monitoring and rebalancing across client accounts.

The firm’s investment process draws on a mix of fundamental, technical, cyclical and quantitative analysis framed by modern portfolio theory, and it implements strategies ranging from long‑term holdings to short sales, margin and options trading. Portfolios may include mutual funds, ETFs (including precious‑metal ETFs), fixed income, real estate funds/REITs, annuities, private placements and venture capital interests, with investment decisions tied to each client’s IPS.

What is notable for a solo independent adviser is that the principal maintains outside industry roles — acting as a registered representative of a broker‑dealer (per the brochure) and as an independent insurance agent — and the firm discloses that commissionable sales from those activities present potential conflicts of interest that it will document and disclose. The firm also reports access to institutional custody and research resources while managing a small client base and roughly $17 million in AUM and engaging in complex or less common investments (e.g., private placements, venture capital), a mix that differs from many similarly sized peers.