David B. Brandolph, J.D., CFP

David B. Brandolph, J.D., CFP® provides comprehensive financial planning and investment advisory services to individuals and families, with a client focus concentrated among high-net-worth households. Services described in the brochure include goal-based planning across cash flow, taxes, investments, insurance, and estate planning, plus portfolio management that implements recommended plans.

The advisor generally implements a buy-and-hold, asset-class approach using low-cost mutual funds, ETFs and REIT funds, with asset allocation set according to each client’s goals and risk tolerance and accounts reviewed at least quarterly. The firm offers both ongoing discretionary and non-discretionary management as well as hourly or project consultations, and typically directs smaller accounts toward consultation rather than ongoing management when appropriate.

The practice is a fee-only, long-established sole proprietorship (operating since 1993) that reported managing roughly $2.02 million in client assets, and its client roster does not include individual (non–high-net-worth) clients. Distinctive features noted in the brochure include the principal’s J.D. and CFP credentials, a policy against accepting third‑party compensation for recommendations, detailed quarterly reporting (including tax-basis and target allocation information), and transparency about personal purchases of mutual funds and ETFs the advisor recommends.