Darrow Wealth Management logo

Darrow Wealth Management

Updated today

Client assets under management

$392,420,964

Clients

122

68% high-net worth

Advisors

3

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

41

Typical

Average account size

$3,216,565

About

Darrow Wealth Management is a fee‑only wealth management and investment advisory firm that serves individual clients (including high‑net‑worth individuals), pension and profit‑sharing plans, and trusts. The firm provides ongoing discretionary portfolio management through its Darrow Money Management program in addition to consulting and project‑based services such as financial modeling, divorce consulting, estate settlement, and retirement plan consulting.

Darrow tailors portfolios to each client’s risk profile using proprietary global asset allocation models built from a top‑down macroeconomic analysis and implements those models primarily with low‑cost ETFs and select mutual funds. The firm manages accounts on a discretionary basis with periodic reviews and rebalancing, and it discloses the use of options and related derivative strategies when appropriate to pursue income, protection, or leverage.

Noteworthy features in the brochure include the firm’s operation from multiple offices and its routine direction of clients to third‑party sources (for example, the SEC’s adviser database and the firm’s website) for additional information, reflecting broader institutional disclosure practices. The firm pairs substantial assets under management with a relatively small advisory team and offers a suite of atypical, higher‑complexity project engagements (divorce consulting, discovery support, estate settlement) alongside its core portfolio management services.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Options & derivatives strategies Retirement income strategy

Fee options

Fixed

Advisory, Consulting, and Support Service Fees (ACS) with project based fees ranging from $5,000 to $50,000 depending on service

Percentage

$0+: Typically between 0.70% and 1.00% for equity portfolios $0+: Typically between 0.25% and 0.50% for fixed income portfolios

Other

Account minimum: $2,000,000 Minimum fee: $5,000 minimum annual fee, billed quarterly Fee-only: Fee-only wealth management and investment advisory services

Main office location

Darrow Wealth Management

200 Reservoir Street, Suite 303

Needham MA 02494, United States

Number of offices

5

Most active in

California · Florida · Maine · Massachusetts · New Hampshire · New Jersey · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kristin M

CFP®, Series 65

Needham, MA

Darrow Wealth Management

Kristin Mckenna is a CFP® and Series 65 credentialed financial advisor with 11 years of industry experience. She has been with The Darrow Company, Inc. since 2014. Outside of her advisory role, she contributes as a senior writer for Forbes.com. Darrow Wealth Management is a fee-only firm serving individuals, trusts, and retirement plans, including high-net-worth clients. The firm uses proprietary global asset allocation models with a top-down macroeconomic approach, primarily implementing portfolios through low-cost ETFs and select mutual funds while monitoring and rebalancing on an ongoing basis.

Options & derivatives strategies Retirement income strategy
user avatar

Matthew M

CFP®, Series 66

Austin, TX

Darrow Wealth Management

Matthew Mccreary is a CFP® and Series 66 credentialed advisor with 10 years of industry experience. He has worked at Dimensional Fund Advisors for seven years before joining Darrow Wealth Management in Austin, TX, where he has been since 2022. Darrow Wealth Management is a fee-only advisory firm serving individuals, trusts, and retirement plans with discretionary portfolio management, financial modeling, and consulting services. The firm uses proprietary global asset allocation models implemented primarily through low-cost ETFs and mutual funds, and it offers specialized services including options strategies and project-based consulting.

Options & derivatives strategies Retirement income strategy
user avatar

Michelle W

CFA®

Needham, MA

Darrow Wealth Management

Michelle Wells is a CFA® charterholder with 26 years of industry experience. She has been with The Darrow Company since 1997. Darrow Wealth Management is a fee-only advisory firm that provides discretionary portfolio management, financial modeling, and consulting services to individuals, trusts, and retirement plans. The firm uses proprietary global asset allocation models with a top-down macroeconomic approach, primarily employing low-cost ETFs and select mutual funds, and offers additional services including options strategies and project-based advisory support.

Options & derivatives strategies Retirement income strategy
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")