DA Financial Advisors, Inc.

The firm provides comprehensive financial planning to high‑net‑worth individuals, families, trusts, estates, charitable organizations and business entities, addressing tax, investments, risk management, estate planning and retirement. It delivers advice on a non‑discretionary basis and implements recommendations through clients’ chosen custodians or third‑party managers rather than by taking custody or providing ongoing portfolio management for individual accounts.

Investment guidance is based on fundamental, long‑term strategies and each client engagement begins with a written Statement of Investment Policy that documents objectives, tax and liquidity needs, risk tolerance and asset‑allocation ranges. Implementation may include no‑load mutual funds, outside managers or client custodians, and the firm generally uses fixed or hourly planning arrangements instead of percentage‑of‑assets fees.

The firm’s structure is atypical for a solo independent adviser: associated persons are registered representatives of a broker‑dealer (Cambridge Investment Research), affiliated with an adviser platform (Cambridge Investment Research Advisors), and also act as licensed insurance agents able to place commissionable insurance products. The brochure discloses these multiple affiliations and outlines controls for conflicts (written disclosures, a Code of Ethics and periodic reviews), and the firm states it will not accept discretionary authority or custody of client assets.