D'Arcangelo Financial Advisors, LLC

D’Arcangelo Financial Advisors is a fee-based advisory firm that provides discretionary and non-discretionary portfolio management, comprehensive financial planning, consulting, and pension/401(k) plan advisory services to a relatively small client roster including employer-sponsored retirement plans, trusts, estates, charitable organizations, and individual clients. The firm charges percentage-of-AUM advisory fees and also offers standalone hourly or fixed-fee planning and consulting engagements.

The firm’s advice begins with in-depth fact-finding and a written Investment Policy Statement and is implemented largely with mutual funds, ETFs, alternative investments and annuities managed with a long-term orientation and periodic rebalancing; it uses planning and tax software (eMoney and Holistaplan) and custodial tools (Schwab iRebal) to automate and monitor portfolios. For pension and 401(k) clients the adviser prepares IPS documents, helps select and monitor investment lineups (including working with a third-party 3(38) manager), and provides participant education and workshops.

Compared with many peer teams, the firm emphasizes pension consulting and participant education and publishes quarterly newsletters and occasional seminars on topics that have included cryptocurrency and bond funds—services that are relatively uncommon among similar-sized advisory teams. The brochure also discloses that firm principals engage in non-advisory activities (licensed insurance brokerage and affiliations with an accounting firm), and the firm documents referral arrangements and the solicitation of client testimonials in its written policies.