D.A. Schwenker & Assoc.'s, Inc.

D.A. Schwenker & Associates is a small, independent advisory firm serving primarily individual clients (noted as mostly age 50 and over) and a limited number of high-net-worth individuals; the brochure reports about 20 clients and roughly $3.09 million in assets under management with a single advisor. The firm provides financial planning, ongoing investment advice, and portfolio management, and it recommends third-party professionals when appropriate.

The firm describes a tailored, longer-term, largely passive investment approach built from personal data-gathering, risk management and asset-repositioning summaries, and it states that client approval is required for buy/sell decisions under its non‑discretionary management style. At the same time, a majority of client accounts utilize third‑party discretionary money‑management programs offered by Horter Investment Management (HIM), so DASA operates with both non‑discretionary client decisioning and recommended outside discretionary managers.

Noteworthy features relative to peers include the principal’s activity as a licensed insurance agent who solicits and sells life, health, annuity, and property/casualty products and earns commissions on those sales, a potential conflict the brochure discloses and addresses by allowing clients to choose other insurance professionals. The firm’s hybrid model — small, solo advisory practice that combines hands‑on, non‑discretionary advice with a solicitor/third‑party discretionary manager relationship — is also uncommon among similar independent advisors.