Cyr Financial Inc.

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Client assets under management

$180,516,603

Clients

472

10% high-net worth

Advisors

of 9 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

High

Average account size

$382,450

About

Cyr Financial serves individuals, high net worth clients, trusts, estates, and retirement plans, offering discretionary investment management alongside financial planning and estate-planning services. The firm provides a branded AIM Retirement System as well as project and ongoing planning engagements, and it also advises retirement plan participants on allocation options.

The firm constructs customized portfolios using up to five proprietary investment models, employing equities, ETFs, mutual funds, alternative funds, options and business development companies with a generally long-term focus while permitting shorter-term trades for rebalancing or cash needs. Cyr Financial monitors accounts continuously, provides written financial plans (hourly or fixed-fee up to stated caps), and offers ongoing planning on an annual retainer.

Cyr Financial’s business mix includes several services that are less common among similar team firms: certain supervised persons provide tax and accounting services, others are licensed insurance professionals who may recommend annuities and receive commissions (and the firm discloses these conflicts), and the firm may engage EncoreEstate Plans to prepare estate documents and publishes example estate-package pricing (e.g., trust and will packages). The firm also participates in an institutional platform through Charles Schwab, which it discloses as providing custodial and practice-support benefits.

Client services

Financial planning Portfolio management

Expertise

Active portfolio management Private / alternative investments Annuities General retirement planning

Fee options

Fixed

Fixed fees for financial planning engagements up to $5,000 and estate planning engagements up to $10,000 (examples: Trust Package $3,000; Will Package $1,500; Joint POA $300; Single POA $150)

Percentage

$0 - $500,000: 1.10% annually $500,000 - $1,000,000: 1.00% annually $1,000,000 - $2,500,000: 0.90% annually $2,500,000 - $5,000,000: 0.80% annually $5,000,000 - $7,500,000: 0.55% annually $7,500,000+: 0.40% annually

Project-based

Up to $500 per hour for financial planning and estate planning services

Other

Account minimum: $500,000 Fee-only: Investment management fees based on tiered schedule; Financial planning fees up to $500/hour or fixed fees up to $5,000; Estate planning fees up to $500/hour or fixed fees up to $10,000

Main office location

Cyr Financial Inc.

220 E High St, Suite 102

Hennepin IL 61327, United States

Number of offices

Most active in

Alabama · Florida · Illinois · Indiana · Nebraska · Texas · Utah · Wisconsin

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website (815) 925-7501

Advisors at this firm

Ian N

Series 65

Hennepin, IL

Cyr Financial Inc.

Ian Nichols is a Series 65-licensed financial advisor with Cyr Financial Inc. in Princeton, IL, bringing seven years of industry experience. His background includes roles at Nordstrom Farms and Thacker Farms, as well as a position at Illinois Valley Community College. Nichols serves as a board member trustee for the Starved Rock Flying Club. Cyr Financial serves individuals, high net worth clients, trusts, estates, and retirement plans, offering discretionary investment management along with financial and estate planning services. The firm uses proprietary investment models and a variety of securities to build customized portfolios, providing continuous account monitoring and both project-based and ongoing planning engagements.

Active portfolio management Private / alternative investments Annuities General retirement planning

Andrea B

Series 65

Hennepin, IL

Cyr Financial Inc.

Andrea Brannon is a financial advisor at Cyr Financial Inc. with four years of industry experience. She holds the Series 65 designation and has been with Cyr Financial since 2012. Cyr Financial serves individuals, high net worth clients, trusts, estates, and retirement plans by offering discretionary investment management alongside financial and estate-planning services. The firm uses proprietary investment models across various asset classes and provides ongoing planning, tax and accounting services, and estate document preparation.

Active portfolio management Private / alternative investments Annuities General retirement planning

Caleb B

CFP®, ChFC®, Series 63

Hennepin, IL

Cyr Financial Inc.

Caleb Bjerk is a CFP® and ChFC® with seven years of industry experience. He is currently with Cyr Financial Inc., where he has worked since 2026. His prior experience includes roles at Modern Wealth Management, Wade Financial Advisory, and Northwestern Mutual Investment Services, among others. Cyr Financial serves individuals, high net worth clients, trusts, estates, and retirement plans, offering discretionary investment management alongside financial and estate-planning services. The firm employs customized portfolios using proprietary investment models and provides ongoing financial planning, tax and accounting services, and estate document preparation.

Active portfolio management Private / alternative investments Annuities General retirement planning

Emma B

CFA®

Hennepin, IL

Cyr Financial Inc.

Emma Bean is a CFA® charterholder with two years at Cyr Financial Inc. and three years of prior experience at American Equity. She has a total of six years in the financial industry. Cyr Financial serves individuals, high net worth clients, trusts, estates, and retirement plans by providing discretionary investment management along with financial and estate-planning services. The firm uses proprietary investment models and a variety of securities to build customized portfolios, offering continuous account monitoring and written financial plans.

Active portfolio management Private / alternative investments Annuities General retirement planning

Christian C

CFP®, Series 63, Series 66

Hennepin, IL

Cyr Financial Inc.

Christian Cyr is a CFP® with 13 years of industry experience, currently serving at Cyr Financial Inc. since 2015. He previously worked at Purshe Kaplan Sterling Investments from 2015 to 2020. Outside of advisory services, he owns a CPA and bookkeeping firm and offers various insurance products. Cyr Financial Inc. serves individuals, high net worth clients, trusts, estates, and retirement plans, providing discretionary investment management alongside financial and estate planning services. The firm employs customized portfolios using proprietary investment models and offers additional services including tax, accounting, and insurance recommendations.

Active portfolio management Private / alternative investments Annuities General retirement planning

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