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Cypress Asset Management, Inc.

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Total assets under management

$152,800,615

Total clients

72

53% high-net worth

Total advisors

2

of 4 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

36

Average account size

$2,122,231

About

Cypress Asset Management serves individuals, qualified retirement plans, trusts, foundations, not‑for‑profits and corporations with discretionary investment management, financial planning and participant‑directed retirement plan consulting. The firm works with clients to develop a written investment policy statement and implements portfolios using mutual funds, ETFs and, when appropriate, portfolios of individual fixed‑income securities.

The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes long‑term, asset‑class diversification implemented predominantly through low‑turnover, passively managed funds and ETFs, using tools such as Monte Carlo simulation to inform asset allocation. Cypress regularly relies on third‑party providers for implementation and operations — including Focus Partners Advisor Solutions for sub‑advisory and back‑office services, Dimensional Fund Advisors for fund implementation, and Betterment’s “Compass” platform for its automated digital service — and may engage AQR as an independent manager to manage portfolios of individual securities.

Noteworthy features include a layered outsourcing model that combines traditional discretionary management, managed fixed‑income accounts, and a branded automated advisory platform, as well as the explicit use of an independent manager (AQR) for certain client mandates. The firm does not accept authority to vote client proxies (clients retain proxy voting responsibility) and maintains a formal succession arrangement with a third‑party partner to support continuity of service.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Passive / index investing College savings (529s, UTMA, etc.) Business sale tax planning Cash flow / budgeting

Occupation focus

Founder/Business Owner

Fee options

Fixed

Financial planning initial fee $1,250 upon agreement execution and $1,250 on delivery of plan; consulting and administrative fixed fees $2,500 - $5,000 quarterly

Percentage

$0 - $500,000: 1.25% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.40% $5,000,001+: 0.35%

Other

Account minimum: $400,000 Minimum fee: Minimum annual fee of $2,500 for investment management services; $5,000 for complete wealth management services Fee-only: Investment management fees based on asset tiers; fixed fees for consulting and administrative services ($2,500 - $5,000 quarterly); flat fee for initial financial planning ($1,250 initial, $1,250 on delivery of plan)

Main office location

Cypress Asset Management, Inc.

Peoria Heights IL, United States

Number of offices

2

Most active in

Florida · Illinois · Nebraska

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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