CWOS for Hire

CWOs for Hire LLC provides continuous, personalized investment management and financial planning to individuals, high‑net‑worth individuals, pension and profit‑sharing plans, and corporate clients. Services described in the brochure include tailored investment policy statements, discretionary portfolio management, one‑time financial plans, and an ongoing comprehensive planning subscription with monthly access to a planner.

The firm constructs portfolios using a mix of fundamental, technical, cyclical and charting analysis and employs both passive (index mutual funds and ETFs) and active management techniques. The brochure discloses that CWOs may use margin (borrowing) and options or other derivatives in managed accounts, operates under discretionary authority with client‑provided limited powers of attorney, and permits clients to impose reasonable investment restrictions.

Distinctive features noted in the disclosure include an affiliation with an accounting firm (CPAs For Hire LLC), with the brochure explaining the referral relationship, potential conflict of interest, and that tax‑preparation fees may be waived for advisory clients. The firm also reports serving institutional clients such as pension and profit‑sharing plans and states it engages independent solicitors for client referrals, practices that are less common among independent sole‑practitioner advisers.