Curtis Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$129,600,000
Total clients
75
76% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
75
Average account size
$1,728,000
About
Curtis Financial Planning provides fee‑only financial planning and investment management to individuals, families, and small‑business owners, with a stated specialization in the financial planning needs of women (including single women, women breadwinners, widowhood, divorce, inheritance, eldercare, and childcare). Services described in the brochure include comprehensive wealth management—cash flow and budgeting, retirement and tax planning, investment management, equity compensation strategies, employee benefit analysis, education funding, and charitable planning—implemented through custodial accounts held in clients’ names.
The firm follows a strategic asset allocation process, constructing globally diversified portfolios primarily using exchange‑traded funds, index and select no‑load mutual funds, and occasional individual stocks, with periodic rebalancing and limited trading. Curtis Financial Planning operates as a fiduciary, provides ongoing monitoring and periodic written performance reports, and may engage registered sub‑advisers for specialized mandates while retaining client oversight.
Noteworthy items in the brochure include the firm’s provision of educational seminars and workshops for clients and prospects—an offering that is uncommon among peers—and a documented business continuity agreement with another fee‑only advisory firm to support client transition if needed. The brochure also discloses that the firm manages roughly $129.6 million across about 75 client relationships, does not accept commissions or performance‑based fees, and adheres to a NAPFA/CFP‑based Code of Ethics.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
Elder care planning
Charitable giving & philanthropy
Occupation focus
Founder/Business Owner
Demographic focus
Single Women
Widow/Widower
Divorced
Fee options
Flat fees may be charged in addition to AUM fees for unusually complex financial situations
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,001 - $6,000,000: 0.65% $6,000,001+: 0.45%
Account minimum: $1,000,000 Minimum fee: $10,000 per year or $2,500 per quarter minimum fee Fee-only: Fee-only basis, no commissions accepted
Main office location
Curtis Financial Planning
Oakland CA, United States
Number of offices
1
Most active in
Curtis Financial Planning has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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