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Curbstone Financial Management Corp.

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Client assets under management

$337,977,953

Clients

256

50% high-net worth

Advisors

5

of 10 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

51

Typical

Average account size

$1,320,226

About

Curbstone Financial Management Corporation provides discretionary investment management to individuals (including high-net-worth investors) and institutional clients such as endowments, charitable organizations, pension and profit-sharing plans, and corporations. The firm documents client goals and risk tolerances in an Investment Policy Statement and offers guidance on retirement-plan rollovers while acknowledging its fiduciary duties when advising on retirement accounts.

The firm employs a single named strategy, the Enhanced Relative Return Strategy, which sets asset-allocation ranges across stocks, bonds, and money market funds and emphasizes broad diversification, quality, liquidity, and cost control. Portfolios are managed on a discretionary basis under each client’s IPS, applying both fundamental and technical analysis, with reviews conducted at least quarterly by an internal investment committee.

An uncommon feature for a firm of this size is its involvement in private fund sponsorship: a firm principal serves as General Partner of IMPACT NH SERIES FUND, LP, a small limited partnership (anticipated at or below $1,000,000) focused on encouraging women angel investors and investing in businesses with women CEOs or substantial female executive participation; Curbstone clients are explicitly excluded from participating in that offering. The firm also discloses a principal’s separate role as a bank director and shareholder and notes its custody and execution arrangements through Charles Schwab Institutional, along with the governance steps it takes to address related conflicts of interest.

Client services

Portfolio management
Participation in client consultations with advisers/special projects

Expertise

Wealth management Tax-loss harvesting

Fee options

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.85% $5,000,001+: 0.50%

Main office location

Curbstone Financial Management Corp.

741 Chestnut Street

Manchester NH 03104-3002, United States

Number of offices

1

Most active in

California · Florida · Louisiana · Maine · Massachusetts · New Hampshire · New York · Texas · Vermont

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas L

CFP®, Series 63

Manchester, NH

Curbstone Financial Management Corp.

Thomas Lewry is a CFP® with 53 years of industry experience and has been with Curbstone Financial Management Corporation in Manchester, NH since 1983. He holds a Series 63 designation and is part of a six-advisor team at the firm. Outside of his advisory role, the firm is involved in private fund sponsorship focused on supporting women angel investors and businesses led by women executives. Curbstone Financial Management Corporation provides discretionary investment management to individuals, including high-net-worth clients, as well as institutional clients such as endowments, charitable organizations, and pension plans. The firm employs a single investment strategy emphasizing diversification, quality, liquidity, and cost control, managing portfolios according to documented client goals and risk tolerances.

Wealth management Tax-loss harvesting
user avatar

Pamela D

Series 65

Manchester, NH

Curbstone Financial Management Corp.

Pamela Diamantis is a financial advisor with Curbstone Financial Management Corporation, holding a Series 65 designation and 19 years of industry experience. She has worked at US Trust/State Street since 2000. Outside of her advisory role, she serves as General Partner of the Impact NH Series Fund, LP, which encourages women angel investors and supports businesses with significant female leadership, and she is a board member and trustee of Primary Bank in Bedford, NH. Curbstone Financial Management Corporation provides discretionary investment management to individuals and institutional clients, employing an Enhanced Relative Return Strategy focused on diversification, quality, liquidity, and cost control. The firm also sponsors a private fund aimed at supporting women-led businesses and angel investors.

Wealth management Tax-loss harvesting
user avatar

Melvin S

CFP®, Series 63

Manchester, NH

Curbstone Financial Management Corp.

Melvin Severance III is a CFP® and holds a Series 63 license with 41 years of industry experience. He has been with Curbstone Financial Management Corporation in Manchester, NH since 1984. Curbstone Financial Management Corporation provides discretionary investment management to individuals, including high-net-worth investors, and institutional clients such as endowments, charitable organizations, pension and profit-sharing plans, and corporations. The firm uses a single named strategy focused on broad diversification, quality, liquidity, and cost control, managing portfolios on a discretionary basis according to documented client goals and risk tolerances.

Wealth management Tax-loss harvesting
user avatar

Charles M

CFA®

Manchester, NH

Curbstone Financial Management Corp.

Charles Mathews is a CFA® charterholder affiliated with Curbstone Financial Management Corp. in Manchester, NH. He has eight years of experience in wealth management, including roles at Bank of New Hampshire Wealth Management and NBT Wealth Management prior to joining Curbstone. Curbstone Financial Management Corporation provides discretionary investment management to individuals, including high-net-worth investors, and institutional clients such as endowments and pension plans. The firm employs an Enhanced Relative Return Strategy focused on diversified asset allocation, quality, liquidity, and cost control, managing portfolios according to documented client goals and risk tolerances.

Wealth management Tax-loss harvesting
user avatar

Carolyn P

CFA®, Series 65

Manchester, NH

Curbstone Financial Management Corp.

Carolyn Pomfret is a CFA® charterholder with 29 years of industry experience. She has been with Curbstone Financial Management Corp. since 2008. Outside of her advisory role, she is a partner in Liza Chadwick Designs, a knitting design and manufacturing business. Curbstone Financial Management provides discretionary investment management to individuals and institutional clients, employing a single Enhanced Relative Return Strategy that emphasizes diversification, quality, liquidity, and cost control. The firm manages portfolios according to documented client goals and risk tolerances, with regular reviews conducted by an internal investment committee.

Wealth management Tax-loss harvesting
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