Cumbie Advisory Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
66
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
66
HighAverage account size
$0
About
Cumbie Advisory Services, Inc. provides financial planning and investment management consulting to individual and high-net-worth clients, as well as trusts, estates, retirement plans and other entities. The firm’s primary offering is personal financial planning delivered consistent with CFP standards, and it advises clients on implementation by recommending and monitoring unaffiliated independent managers rather than directly managing client portfolios or taking custody of client assets.
The firm’s consulting work is non-discretionary: it develops asset allocations and written investment policy guidance, helps clients evaluate independent managers, and supports implementation and ongoing review while leaving final investment decisions to the client or the independent manager. CASI’s stated investment approach favors broadly diversified, low-cost global portfolios and references factor-based (e.g., Fama‑French/Dimensional) principles as part of the manager-selection and portfolio-structure process.
What distinguishes the firm from many peers is its intermediary role combined with other industry affiliations: advisory personnel are also registered representatives of a broker‑dealer, dually registered with a separate investment-advisory firm, and are licensed insurance professionals who may receive commissions for insurance sales. The firm also discloses occasional solicitor arrangements for independent managers and operates an unrelated family farm/ranch business, underscoring a small, multi-activity practice that provides planning-focused advice rather than discretionary, in‑house portfolio management.
Client services
Financial planning
Selection of other advisers
Portfolio review and special projects consult.
Portfolio review and special projects consult.
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial planning services offered on fixed annual rates adjusted annually by CPI + 1%; investment consulting fees may be flat rate as agreed
$0 - $250,000: 1.00% annually $250,001 - $500,000: 0.75% annually $500,001 - $2,000,000: 0.50% annually $2,000,001 - $5,000,000: 0.40% annually $5,000,001 - $10,000,000: 0.32% annually $10,000,001+: 0.25% annually
Advisory persons are registered representatives who may receive commissions for securities transactions implemented outside CASI advisory services
Hourly financial planning fees billed typically within two weeks of services rendered; specific hourly rates not stated
Fee-only: Financial planning fees typically fixed annual rate charged monthly; start at $100/month and can go up to $1,000 or more depending on scope
Main office location
Cumbie Advisory Services, Inc.
306 West 7 Th Street, Suite 442
Fort Worth TX 76102-4905, United States
Number of offices
1
Most active in
Cumbie Advisory Services, Inc. has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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