C
Cruzan & Associates LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$20,978,000
Clients
33
12% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
33
TypicalAverage account size
$635,697
About
Cruzan & Associates LLC is a single-adviser independent investment advisory firm that works primarily with individual (non‑high‑net‑worth) clients, managing roughly $21 million across about 33 client relationships. The firm offers investment advisory and financial planning services tailored to individual accounts rather than institutional mandates.
Most client assets are managed on a non‑discretionary basis, with the adviser providing recommendations while clients retain final trading authority and must approve transactions. The firm does not provide discretionary portfolio management for individual clients and instead emphasizes advice, account monitoring, and client-directed implementation.
The sole adviser brings long industry experience, including prior roles at major broker‑dealers and academic credentials in business and urban planning, and also holds a real estate broker license; the firm discloses that it does not offer real estate products or commissions through its advisory services. As an owner‑operated practice, all supervision and compliance responsibilities are handled internally by the adviser.
Client services
Financial planning
Main office location
Cruzan & Associates LLC
Jupiter FL, United States
Number of offices
1
Most active in
Cruzan & Associates LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")