Crown Haven Wealth Management

Crown Haven Wealth Management provides financial advisory services primarily to individual (non‑high‑net‑worth) clients and serves roughly 394 households. The firm does not directly manage client assets; instead it refers clients to third‑party registered investment advisers and programs, and clients enter agreements directly with those third‑party managers.

The firm’s process focuses on evaluating and recommending third‑party investment advisers (TPIAs) that match a client’s financial situation, objectives, and risk tolerance, and then periodically monitoring those managers and the reports they provide to clients. Crown Haven does not recommend specific securities, execute trades, or assume discretionary trading authority for client accounts it refers out.

Noteworthy distinctions include an ownership affiliation with a licensed insurance agency and multiple advisory personnel who are also licensed insurance producers, with substantial staff time devoted to insurance sales and commission‑based compensation in addition to shared fees from TPIAs. The brochure also discloses that Crown Haven does not provide direct portfolio management for individuals and does not rely on percentage‑of‑assets advisory fees—arrangements that are less common among peers—and it says it uses disclosures and a code of ethics to address the resulting conflicts of interest.