Crossover Capital

Crossover Capital provides discretionary and non‑discretionary investment management, financial planning, and consulting to a mix of individuals (including high‑net‑worth clients), trusts, institutions, ERISA plans, and businesses. The firm reports managing approximately $179 million in client assets and offers selection and oversight of third‑party money managers as part of its services.

The firm’s investment process combines fundamental, technical/charting, and relative‑strength analysis and employs both active and passive tools—including options, alternative investments, tactical asset allocation, trend‑following, and Modern Portfolio Theory diversification. Crossover also uses third‑party platforms and outsourced trading/management (e.g., AIM and Pontera) and documents the use of leverage in client accounts (margin/borrowing) and hybrid fee structures, including semi‑annual performance‑based fees for qualified digital‑asset accounts with hurdle rates (noted in the brochure as 5%–15%).

What is noteworthy relative to many peers is the firm’s explicit digital‑asset operating model and related arrangements: custody and trading for digital assets through providers such as BitGo and Fidelity Digital Assets, disclosure of performance‑based compensation tied to digital assets, and detailed risk and regulatory discussion around those exposures. The brochure also discloses that certain supervised persons are licensed insurance agents and that the firm works with DPL Financial Partners to provide insurance platform services and educational resources, and it describes firm reporting and third‑party disclosure materials and transition support that are less common among similarly sized advisers.