Cross Border Financial Planning USA LLC

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Client assets under management

$145,988,521

Clients

165

38% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$884,779

About

Cross Border Financial Planning USA LLC provides investment advisory and financial planning services to individual and high‑net‑worth clients, delivering discretionary and non‑discretionary portfolio management, financial planning, and estate planning support. The firm also offers access to digital‑asset exposure indirectly through ETFs and SMAs and may employ sub‑advisers and model portfolios as part of its managed solutions.

The firm’s investment process integrates multiple methods of analysis — including fundamental, technical, cyclical analysis, modern portfolio theory, long‑term holdings, options strategies, and ESG screening — and tailors allocations to each client’s objectives, risk tolerance, and liquidity needs. It routinely uses third‑party money managers and platforms, acts as sponsor and portfolio manager to a wrap fee program, and directs trading and custody to selected custodians and platforms such as Charles Schwab, StoneX, Interactive Brokers and the Jersey‑based Morningstar Wealth Platform, which is governed by non‑U.S. regulations and may execute certain instructions on a different timing basis.

Compared with many supported firms, Cross Border Financial Planning USA’s structure and client mix are distinctive: it is affiliated with Cross Border Financial Planning Ltd and services include coordination with a UK‑regulated affiliate focused on non‑U.S. assets, while maintaining a meaningful non‑U.S. client base. The firm is also among a small minority of peers that sponsor a wrap fee program, use the Jersey‑based Morningstar Wealth Platform, and has disclosed operational items such as Standing Letters of Authorization and limited indirect digital‑asset exposure that can affect custody and execution arrangements.

Client services

Portfolio management Selection of other advisers

Expertise

Cross-border / expatriate tax planning Options & derivatives strategies

Occupation focus

Founder/Business Owner

Fee options

Fixed

$300 advance for will-based estate plans, $600 advance for trust-based estate plans for clients under $1,000,000 AUM.

Percentage

$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.95% $2,000,001 - $3,000,000: 0.90% $3,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.70% $10,000,001+: 0.60%

Subscriptions

$250/month billed in advance for financial planning after first year for clients under $500,000 AUM

Other

Fee-only: $3,000 upon completion of financial plan; then $250/month billed in advance for clients under $500,000 AUM; fees negotiable.

Main office location

Cross Border Financial Planning USA LLC

2001 Market St., Suite 2500

Philadelphia PA 19103, United States

Number of offices

Most active in

California · Massachusetts · New York · Pennsylvania · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 267-946-1099

Advisors at this firm

Edward C

Series 65

Philadelphia, PA

Cross Border Financial Planning USA LLC

Edward Cole is a Series 65-licensed financial advisor with Cross Border Financial Planning USA LLC, bringing three years of industry experience. He has been with Cross Border Financial Planning USA LLC since 2022 and also holds a director role at Cross Border Financial Planning Ltd, a UK-regulated investment advisory firm. Cross Border Financial Planning USA LLC manages $114.7 million for approximately 134 clients, including high net worth individuals, offering portfolio management, financial planning, estate-planning support, and IRA rollover advice. The firm serves a notable non-U.S. client base and uses a variety of investment strategies and custodial platforms, with an ownership structure affiliated with its UK counterpart.

Cross-border / expatriate tax planning Options & derivatives strategies Founder/Business Owner

Jason W

Series 66

Philadelphia, PA

Cross Border Financial Planning USA LLC

Jason Walker is a financial advisor at Cross Border Financial Planning USA LLC with 10 years of industry experience. He holds the Series 66 designation and previously worked at Raymond James & Associates for seven years. Cross Border Financial Planning USA LLC manages approximately $114.7 million for around 134 individual clients, including high net worth individuals. The firm specializes in discretionary and non-discretionary portfolio management, financial planning, and estate-planning support, with a focus on cross-border clients and affiliations with a U.K.-based counterpart.

Cross-border / expatriate tax planning Options & derivatives strategies Founder/Business Owner

Jameson C

Series 65

Philadelphia, PA

Cross Border Financial Planning USA LLC

Jameson Coslow is a financial advisor at Cross Border Financial Planning USA LLC with two years of industry experience. He holds a Series 65 designation and previously worked at CURI RMB Capital, LLC and Campbell & Company. His background also includes service with the Peace Corps. Cross Border Financial Planning USA LLC manages approximately $115 million for around 134 clients, including high net worth individuals. The firm provides discretionary and non-discretionary portfolio management, financial planning, and estate-planning support, with a focus on cross-border clients and a range of investment strategies.

Cross-border / expatriate tax planning Options & derivatives strategies Founder/Business Owner

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