Cristata Investment Management

Cristata Wealth Solutions, LLC is a registered investment adviser that provides personalized portfolio management and asset-review services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, managing roughly $52.5 million across discretionary and non-discretionary accounts. The firm implements individualized asset-allocation strategies using equities, fixed income, mutual funds, municipal securities, options and certificates of deposit, and generally charges fees based on a percentage of assets under management.

The firm describes a long-term investment orientation while also employing short-term purchases, option-writing and trading, and it may manage margin accounts; client accounts are reviewed at least quarterly and periodic meetings address income projections, tax planning and client objectives. Cristata may use Charles Schwab Institutional for custody and execution or a custodian selected by the client, and it will monitor and review sub-advisors at least quarterly when they are used.

Compared with many peers, the brochure notes that Cristata will not vote client proxies and leaves proxy voting responsibility to clients, and it expressly discloses the potential conflict that can arise when managing margin accounts and charging fees based on total assets versus net value. The brochure also highlights access to Schwab Institutional publications, practice-management materials and conferences that the firm may use to support client communications, alongside routine reporting and a formal Code of Ethics.