Crews & Associates, inc.

Crews & Associates provides wrap-fee advisory and portfolio management services to a mix of individual and institutional clients, including individuals, high‑net‑worth clients, trusts, non‑profits, businesses, pension and profit‑sharing plans, governmental entities, and banks. The firm offers client‑directed programs that include separately managed accounts and model portfolios, financial planning, and custodial services through Pershing.

Crews describes its advisory role as fiduciary and typically delivers advice on a non‑discretionary basis, working with clients to set goals and risk tolerances and then recommending or implementing model allocations; the firm uses a Riskalyze (Nitrogen) risk‑number process to align portfolios with client risk profiles and generally rebalances after discussion with the client. Clients may impose investment restrictions and receive periodic monitoring and performance reporting at least annually.

The firm’s structure and activities are noteworthy relative to peers: Crews is a wholly owned, non‑bank subsidiary of First Security Bancorp and an affiliate of First Security Bank, is registered as both a broker‑dealer (FINRA/SIPC member) and as a municipal advisor with the SEC and MSRB, and is also registered as an insurance agency with many advisers licensed as insurance producers. Crews discloses regulatory matters in its broker‑dealer and municipal securities business, including recent FINRA and SEC actions concerning municipal bond transactions, and, as of December 31, 2025, reports $181,087,303 in assets managed on a non‑discretionary basis and $0 on a discretionary basis.